How it works
When your vehicle is written off, your insurer will make you a settlement offer. OfferGauge helps you understand how that offer compares with independent vehicle valuation evidence — so you can make an informed decision about whether to accept it.
Enter your vehicle details
Enter your UK registration number and the mileage at the time of the incident. We'll use your registration to identify the exact vehicle and look up independent valuation evidence.
Tell us about the incident
Enter the date of loss — the date your vehicle was written off, stolen, or declared a total loss. This is important because some valuation sources can provide figures specific to that date.
Also enter the settlement amount your insurer has offered, your UK postcode (location can affect market pricing), and the condition your vehicle was in before the incident.
We look up independent valuation evidence
OfferGauge retrieves valuation evidence from independent data sources. Depending on what is available for your vehicle, this may include an industry valuation at your date of loss, a current dealer-market estimate, or a comparable-vehicles price range.
Each source is kept separate and clearly labelled. We never blend figures from different sources into a single unexplained number. Want to understand how insurers actually decide this figure? Read our guide to car write-off valuations.
See the free preliminary comparison
We show you a free comparison of your insurer's offer against the available evidence for your vehicle. You can see the difference in pounds and as a percentage, and a plain-English summary of where the offer sits.
No payment is required to see this preliminary comparison.
Get your full report (optional)
For £19.99, you can purchase a full written valuation report including a complete breakdown of all available evidence, an explanation of each source, valuation dates, methodology notes, and guidance on next steps.
Your report is generated automatically once payment is confirmed, and is available to view online immediately. A secure link to your report is also sent to the email address you provided — keep that email or the link safe, as it gives access to your report. You can view your report online and download it as a PDF at any time. Lost your report link? Recover it here.
Important
OfferGauge provides vehicle valuation information only. We are not a claims management company, solicitor, insurance broker or financial adviser. Our reports do not constitute legal or financial advice.
We do not contact your insurer, negotiate on your behalf, or guarantee any outcome. The decision on how to proceed — including whether to query your insurer's offer — remains entirely with you.